Digital mortgage lender Beeline Holdings Inc. announced the successful completion by its subsidiary, Beeline Loans, Inc. of its first round of blockchain-recorded BeelineEquity transactions, making it the first U.S. platform to tokenize residential home equity at scale.
In its initial rollout, BeelineEquity closed five blockchain-tracked equity transactions, with five more scheduled this month and an additional 25 pre-selected to close before year-end. The company’s rapid adoption signals strong homeowner demand for an alternative to traditional home equity loans and refinances.
BeelineEquity allows homeowners to unlock liquidity from their home equity — without taking on debt, monthly payments or credit underwriting. Structured as a true sale of equity, repayment occurs only when the property is sold or transferred. Each transaction is securely recorded on blockchain, ensuring transparency and immutable proof of ownership.
“Homeowners shouldn’t have to borrow against themselves just to access the value they’ve already built,” said Nick Liuzza, co-founder and CEO of Beeline. “By putting home equity on blockchain rails, we’re creating a smarter, more transparent financial alternative — one that’s free from interest rate swings and credit friction.”
Beeline’s 2026 expansion targets key U.S. markets representing over $15 trillion in trapped residential equity, much of it held by Baby Boomers. Capturing even 10 basis points of this market would equate to roughly $525 million in potential revenue for Beeline.
