Restb.ai, a provider of AI-powered real estate computer vision, announced the release of a new API called Feature UAD. It’s the industry’s first visual insights solution and is purpose-built to help the mortgage and appraisal industries comply with the sweeping new data standards in the Uniform Appraisal Dataset (UAD) 3.6, coming this year.
By using AI to extract property details like features, condition, and damage directly from photos, Restb.ai’s technology helps fill out the redesigned appraisal reports faster and more accurately. The insights are structured to match the new Uniform Appraisal Dataset (UAD) 3.6 format. They can support more than 100 automated review checks, reducing manual work and compliance risk for lenders, AMCs and software platforms.
“Our AI solution has a primary goal: to help every link in the appraisal chain speak UAD 3.6 fluently,” said Nathan Brannen, chief product officer at Restb.ai. “Whether it’s automatically identifying features, evaluating interior and exterior condition separately, or detecting damages by severity and location, our outputs map to the new UAD format so clients can pre-fill appraisals, automate rules and support reviewers without adding manual work or ambiguity.”
The new format brings a dramatic increase in data requirements, including photo-level insights, separate condition and quality scores for both interiors and exteriors, and greater consistency in how property characteristics are reported. Restb.ai’s AI models are trained to extract hundreds of data points from real estate and inspection photos, which are then structured to match UAD 3.6’s field-level syntax and definitions.
The new Restb.ai solution includes detailed implementation guides and is already being used to configure more than 100 customizable rule validations for appraisal platforms and review tools.
While the solution does not generate a UAD 3.6 appraisal or create XML files, it embeds computer vision intelligence directly into the systems that support appraisers and reviewers, enabling faster and more consistent decision-making.
“Even if 90% of the industry is ready, the 10% can bring the whole system to a halt,” said Tony Pistilli, president, valuations. “UAD 3.6 is like a strand of holiday lights: every stakeholder must be ready, or nothing works. Our solution helps remove the friction by equipping platforms and professionals with the data clarity they’ll need to keep the lights on.”
The UAD 3.6 and redesigned Uniform Residential Appraisal Report (URAR) will be required for all conventional loans submitted to Fannie Mae and Freddie Mac starting next year, set for November 2, 2026.
